Even though you’re receiving Social Security Disability benefits, you’re still bringing home nowhere near the income you had when you worked.
Bills, medical expenses, your mortgage and more are hard to juggle.
As you recover from serious health problems, you might feel well enough to try returning to work on a limited basis. You certainly need the income. It would be great to feel you’re making progress toward normalcy.
But working puts your Social Security Disability benefits at risk.
The Social Security Administration (SSA) offers a couple of options where you can earn up to a certain amount of income and keep your monthly disability checks:
- Substantial Gainful Activity guidelines
- Trial Work Period
On this page, we’ll provide an overview of how these options work.
It can be confusing and frustrating. This is where having an experienced South Carolina Social Security Disability attorney from the Robertson Wendt Disability—Finkel Law Firm LLC can ease your way.
In Charleston, Columbia or anywhere in South Carolina, if you have questions or need help with your disability benefits, talk to us.
The Usual Social Security Disability Work Limit: Substantial Gainful Activity
What is Substantial Gainful Activity (SGA)?
This is an SSA term. Gainful work activity is their word for work you do for pay or profit. They have set an income limit for people who are applying for Social Security Disability Insurance (SSDI) benefits or are already receiving benefits.
Any amount above that threshold is called Substantial Gainful Activity (SGA). If you take home more than this amount after taxes in any given month, you will be disqualified from SSDI benefits.
So how much can you make in a month without losing SSDI benefits?
Every year, the SSA sets a new amount for what they consider the SGA level. The amount is based on changes in average wages nationwide.
- In 2021, SGA was $1,310 a month after taxes/$2,190 for people with blindness.
- For 2022, Social Security set the same SGA limits as $1,350 and $2,260 respectively
If you need help meeting the qualifications for Social Security Disability benefits, or appealing a denial of benefits, our disability lawyers can evaluate your situation at no cost to you.