If you were denied LTD benefits or if your benefits were terminated, you may feel frustrated and unsure of where to turn. After all, you paid for these benefits and now, when you need them, the insurance company is trying to keep these benefits from you.
DON’T GIVE UP!
If ERISA applies, you have 180 days to appeal. But do not file your appeal on your own! Call us immediately if you’ve received a letter denying your benefits, terminating your benefits or even threatening to terminate your benefits.
The insurance company will try to fight you to keep you from getting your benefits. They may even use stall tactics to try and delay paying you. This is where an attorney can help make a big difference in your appeal. Call us before you appeal.
Don’t feel like your life plan is off the rails; let our LTD benefits attorneys help you get your life back on track. If you’re worried about having to borrow from your retirement and worried how you’re going to make ends meet while you can’t work, give us a call.