If you were denied LTD benefits or had them terminated, you may feel angry and unsure of what to do next. After all, you paid for these benefits and now, when you need them, the insurance company is trying to keep you from getting these benefits.
DON’T GIVE UP!
If ERISA applies, you have 180 days to appeal. But do not file your appeal on your own! Call us immediately if you’ve received a letter denying your benefits, terminating your benefits or even threatening to terminate your benefits.
The insurance company will try to prevent you from getting your benefits. They may even use stall tactics to try and delay paying you. This is where a long-term disability attorney can help make a big difference in your appeal. Call us before you appeal.
Don’t feel like your life plan is off track; let our LTD benefits attorneys help you get your life back on track. If you’re worried about having to borrow from your retirement and worried how you’re going to make ends meet while you can’t work, give us a call.